R.E.P.O

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Rating

Graphics and Sound

Controls

Gameplay

Lasting Appeal

Debt Recovery for Lenders – Lenders can recover losses by repossessing and reselling the asset.
Lower Prices for Buyers – Repossessed cars and homes are often sold below market value.
Encourages Financial Responsibility – Borrowers learn the importance of managing loans effectively.
Prevents Further Debt Accumulation – Repossession stops additional late fees and penalties.
Clears Loan Obligations (in Some Cases) – If the asset sale covers the debt, the borrower avoids further financial liability.

Severe Credit Score Damage – A repossession stays on a credit report for up to 7 years, making it harder to get new loans.
Possible Deficiency Balance – If the repossessed asset sells for less than the remaining loan amount, the borrower still owes money.
Legal Consequences – Some repossessions lead to lawsuits, especially if the lender pursues unpaid debt.
Emotional and Financial Stress – Losing a car or home can cause anxiety, depression, and financial instability.
Insurance & Claim Complications – Borrowers may face insurance cancellation and difficulties filing claims after repossession.